9% Interest on 12-Month Deposits
9% Interest on 12-Month Deposits
Empowering Your
Financial Future
Join over 17,000 members who trust Pavagada Souharda for secure deposits, affordable loans, and comprehensive financial growth.
Transparent
Transparent
Member Welfare
Member Welfare
Sustainable Growth
Sustainable Growth
9% Interest on 12-Month Deposits
Empowering Your
Financial Future
Join over 17,000 members who trust Pavagada Souharda for secure deposits, affordable loans, and comprehensive financial growth.
Transparent
Member Welfare
Sustainable Growth
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Financial Facilities
We offer all services permitted under Souharda act at all time. Modern financial services under one roof.
01
Savings Account
We offer all services permitted under Souharda act at all time.
01
Savings Account
We offer all services permitted under Souharda act at all time.
01
Savings Account
We offer all services permitted under Souharda act at all time.
02
Loans & Advances
Affordable loans for housing, business, and personal growth.
02
Loans & Advances
Affordable loans for housing, business, and personal growth.
02
Loans & Advances
Affordable loans for housing, business, and personal growth.
03
Fixed Deposits
Grow your wealth with our attractive FD rates.
03
Fixed Deposits
Grow your wealth with our attractive FD rates.
03
Fixed Deposits
Grow your wealth with our attractive FD rates.
04
Gold Loans
Quick and secure loans against your gold ornaments.
04
Gold Loans
Quick and secure loans against your gold ornaments.
04
Gold Loans
Quick and secure loans against your gold ornaments.
05
E-Stamping
Official E-Stamping facilities available at all our major branches.
05
E-Stamping
Official E-Stamping facilities available at all our major branches.
05
E-Stamping
Official E-Stamping facilities available at all our major branches.
06
Safe Lockers
Secure locker facilities for your valuables.
06
Safe Lockers
Secure locker facilities for your valuables.
06
Safe Lockers
Secure locker facilities for your valuables.
Features
Features
How to establish credibility with customers
Features
How to establish credibility with customers
TURNOVER
₹300 Cr+
TURNOVER
₹300 Cr+
TURNOVER
₹300 Cr+
Growth
14 Years
Growth
14 Years
Growth
14 Years
Deposit
₹205.2 Cr
Deposit
₹205.2 Cr
Deposit
₹205.2 Cr
Lending
₹207.4 Cr
Lending
₹207.4 Cr
Lending
₹207.4 Cr
Empowering Your
Financial Future
Consistent growth and transparent operations have been our hallmark since 2002. Here is our financial status as on 31-03-2025.
Target : $569K
May 20, 2025
May 25, 2025
Understand your finances
At any time, at any place
Target : $569K
May 20, 2025
May 25, 2025
Understand your finances
At any time, at any place
Since 2002
Incorporated under Karnataka State Souharda Sahakari Act
Since 2002
Incorporated under Karnataka State Souharda Sahakari Act
Our Origin
Our organization was started by young co-operative intellectuals from various fields viz- engineers, doctors, social workers, businessmen and agriculturists.
The Pavagada Souharda Multipurpose Co-operative Ltd was incorporated on 24th May 2002.
1124+ Share Holders
₹160.65 Lakh Capital
Consistent Growth
How to establish credibility with customers
We are dedicated to building a financially secure future for all our members.
Become a Member
Become a Member
Locate Branch
Locate Branch
How to establish credibility with customers
We are dedicated to building a financially secure future for all our members.
Become a Member
Locate Branch
Trusted by 17,000+
Happy Members
Trusted by 17,000+
Happy Members
70k
The financial partner who believes in your vision.
The number of impacts
70k
The financial partner who believes in your vision.
The number of impacts
"The business loan process was incredibly smooth. Pavagada Souharda helped me expand my shop when no one else would. Truly a partner in growth."
Ramesh Gupta
Small Business Owner
"I have been saving with their RD scheme for 5 years. The interest rates are unbeatable, and the staff is always helpful and polite."
Lakshmi Devi
Teacher
"The 9% interest rate for senior citizens is a blessing. It provides me with a secure and steady income for my retirement days."
Ramesh Gupta
Small Business Owner
Customer Stories
Customer Stories
Customer Stories
4.9/5 Average Rating
Based on member feedback
Driving Growth Through
Strategic Excellence
Wealth Finance
Guiding individuals and businesses with smart financial planning, investment advice, and long-term wealth strategies.
Risk Assessment
Team Strategy
Growth Planning
Powerful Analytics
Email Marketing
Driving Growth Through
Strategic Excellence
Wealth Finance
Guiding individuals and businesses with smart financial planning, investment advice, and long-term wealth strategies.
Risk Assessment
Team Strategy
Growth Planning
Powerful Analytics
Email Marketing
Driving Growth Through
Strategic Excellence
Wealth Finance
Guiding individuals and businesses with smart financial planning, investment advice, and long-term wealth strategies.
Risk Assessment
Team Strategy
Growth Planning
Powerful Analytics
Email Marketing
Our Blog
Read our best finance management blog
Frequently Asked Questions
Everything you need to know about banking with Pavagada Souharda.
Frequently Asked Questions
Everything you need to know about banking with Pavagada Souharda.
Who is eligible to become a member of the society?
Any individual residing within our operational area (Karnataka) who is capable of entering into a contract can become a member. We welcome people from all professions including farmers, merchants, and salaried employees.
Is my money safe with Pavagada Souharda?
Absolutely. We are a registered Co-operative Society under the Karnataka Souharda Sahakari Act. We have maintained an 'A' Grade audit classification for over a decade and strictly follow secured lending practices to safeguard member deposits.
How quickly can I get a Gold Loan?
Our Gold Loans are designed for speed. In most cases, you can walk into any of our branches with your gold ornaments and KYC documents, and receive the loan amount within minutes.
Do you offer higher interest rates for Senior Citizens?
Yes, we deeply value our senior members. We currently offer an additional interest benefit (up to 9% p.a.) on Fixed Deposits for senior citizens.
Who is eligible to become a member of the society?
Any individual residing within our operational area (Karnataka) who is capable of entering into a contract can become a member. We welcome people from all professions including farmers, merchants, and salaried employees.
Is my money safe with Pavagada Souharda?
Absolutely. We are a registered Co-operative Society under the Karnataka Souharda Sahakari Act. We have maintained an 'A' Grade audit classification for over a decade and strictly follow secured lending practices to safeguard member deposits.
How quickly can I get a Gold Loan?
Our Gold Loans are designed for speed. In most cases, you can walk into any of our branches with your gold ornaments and KYC documents, and receive the loan amount within minutes.
Do you offer higher interest rates for Senior Citizens?
Yes, we deeply value our senior members. We currently offer an additional interest benefit (up to 9% p.a.) on Fixed Deposits for senior citizens.
Who is eligible to become a member of the society?
Any individual residing within our operational area (Karnataka) who is capable of entering into a contract can become a member. We welcome people from all professions including farmers, merchants, and salaried employees.
Is my money safe with Pavagada Souharda?
Absolutely. We are a registered Co-operative Society under the Karnataka Souharda Sahakari Act. We have maintained an 'A' Grade audit classification for over a decade and strictly follow secured lending practices to safeguard member deposits.
How quickly can I get a Gold Loan?
Our Gold Loans are designed for speed. In most cases, you can walk into any of our branches with your gold ornaments and KYC documents, and receive the loan amount within minutes.
Do you offer higher interest rates for Senior Citizens?
Yes, we deeply value our senior members. We currently offer an additional interest benefit (up to 9% p.a.) on Fixed Deposits for senior citizens.